Credit Reports
  FICO Scores
  Lenders & Credit Scores
  Establishing Good Credit
  Cost of Bad Credit
  Correcting Mistakes
  Revised Credit Report
  'Thin' Credit File
  No Credit File
  Alternative Credit Reporting
 
  Obtaining a revised credit report  
  If you have disputed any information, you will want to get another copy of your credit reports from each of the three bureaus. The bureaus are required to send you these for free if you have disputed information, however this usually takes more than 90 days. If you are in a time crunch, your lender may have tools available to them such as Rapid ReCheck from First American CREDCO that can speed the process up to as little as 30 days.