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Consumer Services

Consumer Assistance
Understanding credit and how it affects consumer choices is critical, particularly when it comes to home buying. That’s why
we have a team of credit professionals dedicated to helping consumers take control of their credit and improve their overall
credit health.

Our Consumer Assistance Services is available to all First American CREDCO customers to help them better understand what is in their credit reports and how it impacts them. We can even make recommendations to assist them with strategies for establishing and improving their credit history.

Online Resources: CREDCO.com/CreditEducation
  • What is credit?
  • Home buying guide
  • Credit challenges
  • Credit issues to consider
Consumer Services
 
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Commonly Asked Questions
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Consumer Disputes Resolution
When you order credit information from First American CREDCO, your clients get free access to our convenient, toll-free consumer disputes service. With just one call, our FCRA-certified specialists will work hand-in-hand with your clients to resolve any discrepancies with the national credit bureaus. As a single contact point, our Consumer Disputes Resolution service makes the often complicated and time-consuming credit dispute process easier for your clients, and you.

“One-call” Dispute Resolution

DISPUTE INVESTIGATIONS
We investigate tradelines by working directly with the credit bureaus.

CONSUMER INTERACTION
We actively communicate the results of our investigative process to the consumer.

BUREAU COMMUNICATION
Our Consumer Disputes team works with the bureaus on the consumer’s behalf to update
incorrect data.

FCRA COMPLIANCE
First American CREDCO strictly adheres to the guidelines set by the FCRA regarding timeframes,
forms and procedures.

Home Buyers Credit Education
First American CREDCO offers a free online educational site dedicated to helping consumers
understand and build the credit they deserve.

 
     
 
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