CreditXpert Essentials™
CreditXpert Essentials helps you determine the best course for maximizing an applicant’s credit score through pay downs, balance transfers and opening new accounts. You can also find
the most cost-effective way to achieve a particular score increase, or the maximum score increase for a given amount of cash.

CreditXpert Essentials provides a detailed analysis that identifies the top positive and negative credit factors, as well as their related tradelines, so you can focus on needed changes and avoid
disrupting what is already working.

CreditXpert Detective™
CreditXpert Detective automatically identifies opportunities to improve credit scores by updating incorrect, missing and outdated information. This helps you find all potential updates, or just as
many as you need, to improve a credit score. And, its embedded expert knowledge and analytical
sophistication scrutinizes credit report data within and across tradelines and bureaus.

CreditXpert What-If Simulator™
CreditXpert What-If Simulator includes predefined scenarios for ease of use and custom scenarios for full flexibility. Its predictive capabilities let you safely test your options, and
simulate combinations of your own to see if you can raise an applicant’s score to qualify for an approval or a better rate.