Credit Score Disclosures
CONSUMER NOTIFICATION COMPLIANCE SOLUTIONS

First American CREDCO makes it easy to comply with federally mandated consumer notifications. Our Credit Score Disclosures and Notice to Home Loan Applicants are FACT Act compliant, and can be automatically generated with every Instant Merge report.

Credit Score Disclosures
To help you maintain compliance with the Fair and Accurate Credit Transaction Act (FACT Act), First American CREDCO provides a Credit Score Disclosure (CSD) to consumers in connection with an application for a home loan. The CSD discloses the credit score, the lender used in connection with the consumer’s loan application and home loan, and the key factors affecting the credit score. It contains contact information for each credit reporting agency used, including the agency name, telephone number and Web site.