Keying off applicant information, ProScan ID accesses multiple data providers and sources to instantly deliver the most accurate applicant verification data available.

ProScan ID is easily integrated into your existing LOS, and lets you verify an applicant and co-applicant’s identity simultaneously at any stage of the mortgage lending cycle. This means you can maintain compliance – and catch the threat of identity fraud – from the screening, application and underwriting process right through to post-close and servicing.

Best Match and Critical Discrepancies
Beyond standard alert products, ProScan ID delivers optimum best match results based on advanced logic and filtering algorithms. It recognizes and reports a variety of critical discrepancies involving an applicant’s SSN, such as cases where an SSN has been issued to multiple people; and invalid, deceased or stolen SSN’s. Results also include FACT Act alerts.

Drawing from multiple data sources, ProScan ID organizes data into “Identity Groups” with full data disclosure, making it easier for you to validate the accuracy of a loan applicant’s information.