ProScan ID

ProScan ID is a simple and reliable way to verify a borrower’s identity, and adhere to Customer Identification Program (CIP) requirements. Keying off applicant information, such as name, address, date of birth and Social Security Number, ProScan ID accesses multiple data providers and sources to instantly deliver the most accurate applicant verification data available.

ProScan OFAC

ProScan OFAC ensures that your business doesn’t unknowingly aid in terrorist activities. It provides a quick and easy way to help you comply with the federally mandated Office of Foreign Assets Control (OFAC) screening and USA PATRIOT Act requirements.

ProScan XL

ProScan XL allows financial institutions and mortgage professionals to comply with OFAC regulations, Bank Secrecy Act (BSA) and the USA PATRIOT Act. This customizable solution lets you check applicants against more than 25 domestic and international lists of known or suspected terrorists and money launderers, and returns easy-to-read results with “next step” compliance information when a match is found. Search groups and watch lists include OFAC, Homefront, PEPS and extended international and country specific lists.

FACT Act Notice: Credit Score Disclosures and Notice to Home Loan Applicants

To help you maintain compliance with the FACT Act, we provide a Credit Score Disclosure (CSD) to consumers in connection with an application for a home loan. It includes a Notice to Home Loan Applicants which explains what the CSD is and why they’re getting it. The FACT Act Notice can be automatically generated with First American CREDCO’s Instant Merge report.