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Anthem Suite
Assisting Non-traditional Homebuyers in Emerging Markets

Over the next decade, a projected 60% of first-time home purchases in the United States will be made by those who fall into traditionally underserved markets. Many of these consumers have little or no traditional credit, but are credit worthy.

Now with Anthem, First American CREDCO’s suite of alternative credit services, you can originate any non-traditional loan and help more homebuyers fulfill the American dream.

Product Highlights

Expand your business opportunities and satisfy needs of underserved markets
Widely accepted wherever non-traditional credit data is honored
Reduce your risk with efficient and reliable tools that exceed secondary market standards
Alleviate labor-intensive process of gathering and validating non-traditional credit information
First American CREDCO is the only company that allows the use of an ITIN
International credit reporting available

Anthem Suite

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Credit-Building Solution
The Anthem Suite is an enhanced set of credit-building tools designed to broaden your business opportunities, reduce the risk of mortgage fraud, and help more Americans become homeowners. And because Anthem is universally accepted wherever non-traditional credit data is honored, you can close more non-traditional loans more conveniently than ever.

Anthem Suite of Services
Instant Merge: Tri-merge credit reporting solution: The first step in an Anthem Report

Rapid ReCheck: Fast, bureau-level updates of incorrect credit report information

Anthem Report: Non-traditional credit report

Anthem Score: Non-traditional credit score

Advisory for Anthem: Notification of applicants who do not have adequate traditional credit

Anthem Performance: Automatic data basing and customized analysis of non-traditional credit data

ITIN Notification: Automatic notification when an ITIN is present

Consumer Assistance: Assistance for applicants to understand their credit reports

Consumer Disputes: Applicant resources for disputing credit report errors