Credit Reports
  FICO Scores
  Lenders & Credit Scores
  Establishing Good Credit
  Cost of Bad Credit
  Correcting Mistakes
  Revised Credit Report
  'Thin' Credit File
  No Credit File
  Alternative Credit Reporting
 
  Mistakes on your credit report  
  It is not uncommon to find mistakes on your credit report, such as an account that is not yours, or an account that shows open even if you have closed it. If you do happen to find a mistake, do not panic. You can get incorrect information removed from your report by filing a dispute with each bureau, providing them with information as to why this information is incorrect. This can be done on their Web site, or by sending a letter to them. Once the letter is received, the bureaus have 30 days to conduct an investigation and make recommendations to fix the problem. If you need your corrections made in a quicker time frame, your lender may have tools at their disposal to make this happen.