Credit Report Information

Whether you're a loan officer, car dealer, or work in any occupation that requires you to interpret credit reports, navigating complicated tradelines can be overwhelming. We've provided some useful insight about credit scores, merged reports, tips on prequailifying your customers, as well as answers to frequently asked questions:

• Credit Reporting - An Overview
• Understanding Credit Risk Scores
• The Benefits of Merged Credit Reports
• Prequalification Using Credit Reports
• Frequently Asked Questions
• The Fair Credit Reporting Act
• The Fact Act
• Credit Score Disclosure (California Residents only)